Welcome to this contemporary split level offering incredible versatility and comfort. The main level features hardwood floors, a cozy kitchen, and an adjacent dining room with a sliding door that leads to the deck—perfect for everyday dining or entertaining. This level also includes three bedrooms, including an owner's suite with direct access to a private second deck and the fenced back yard. The finished lower level provides exceptional flexibility, complete with a full bathroom, laundry room, two additional bedrooms, a second kitchen, and a large open area ideal for a family room or recreation space. With its own separate living potential, the lower level functions perfectly as an in-law suite or guest retreat. Outside, enjoy a large fenced back yard offering privacy, play space, and room to relax. A wonderful opportunity to own a home with space, options, and convenience—all in one! Mortgage savings may be available for buyers of this listing.