Unlock the Door to Your Dream Home with Unbeatable Financing! NeighborFirst: The Smart Choice for Savvy Buyers! Discover the path to owning your dream home with NeighborFirst, an exclusive buyer program designed to offer you unbeatable benefits in your home buying journey. This property is situated in a qualified area, making it perfect for you to take advantage of these outstanding program features. 🌟 NeighborFirst Program Highlights: Debt-to-Income (DTI) Ratio: Capped at 45%, providing a financially sound pathway to ownership. Below Market Interest Rates: Enjoy favorable rates that ease your financial burden. No Mortgage Insurance (PMI): Benefit from significant savings by eliminating PMI from your monthly expenses. Minimum 3% Down Payment: Make homeownership a reality with a minimal down payment. Primary Residence Only: Perfect for those looking to settle into a primary residence. No Income Limits: Accessible to all, regardless of income. First-Time Buyer Credit: A generous $6,000 credit towards closing costs if you're a first-time homebuyer. Seller Concession for Closing Costs: Additional seller concessions available upon request to further ease your transition. Seize this exceptional opportunity with NeighborFirst and make your dream of homeownership come true. Contact us today to learn more about these incredible benefits and start your journey toward owning this beautiful home!Most use Garden home loans. This spacious four-bedroom property boasts an eating kitchen perfect for family meals and gatherings. Enjoy the fully finished basement, ideal for entertainment or additional living space. The big-car garage provides ample parking and storage. Step outside to find two large backyard sheds and a big back porch, offering plenty of outdoor space for relaxation and fun. Recent upgrades include new heating, windows, and flooring, ensuring comfort and efficiency. Don’t miss out on this incredible opportunity to own a home that meets all your needs and more!Seller hold real estate license