Assumable FHA Loan - 4.875%! Welcome to Waterside – One of Frederick’s Best-Kept Secrets! Just moments from the amenities of Worman’s Mill and with NO CITY TAXES, this hidden gem offers the perfect blend of convenience, comfort, and community. Nestled off Waterside Drive on a flat, fully fenced lot, this home provides both privacy and accessibility. Enjoy all the benefits of living in the Waterside community, including a community pool, sports courts, and scenic walking trails—all just steps from your door. Inside, you’ll find 3 spacious bedrooms, 2.5 bathrooms, plus a bonus room in the finished basement and a rough-in for a full 3-piece bath. The main level showcases beautiful luxury vinyl plank flooring and an abundance of natural light, creating a bright and welcoming living space. At the heart of the home is a beautifully renovated kitchen, featuring white cabinetry, granite countertops, tile backsplash, and upgraded stainless steel appliances.. Step outside onto your wood deck and enjoy the fenced backyard, ideal for entertaining or relaxing with a morning coffee. Upstairs, the primary suite offers hardwood flooring, a walk-in closet, and a private en-suite bath with skylight. Two additional bedrooms feature ceiling fans, generous closet space, and plush upgraded carpeting, sharing a well-appointed full bath with a classic tub/shower combo. The finished lower level provides additional living space with a cozy wood-burning fireplace, a versatile bonus room with closet and built-ins, laundry/storage area, and walk-up access to the backyard. Recent updates include: Roof, Windows, Gutters, Doors, Luxury Vinyl Plank Flooring, Carpet & Padding, Painted Cabinets, Kitchen Appliances, Full Interior Paint, and more! Enjoy this unbeatable location in Frederick —just minutes from grocery stores, restaurants, gyms, parks, healthcare, and major commuter routes. This home offers the perfect blend of convenience, comfort, and charm. All that's left to do is make it yours!